Finance Your Manufactured Home And Land With One Simple Loan

One application. Same-day pre-approval. One smooth closing process — ready when you are.

Top Benefits of Our Land/Home Loan Program

One-Time Close

Enjoy a smoother home-buying experience with one loan, one closing, and one monthly payment.

Buy Land & Home Together

Finance your manufactured home and land in a single loan.

Use Land as Down Payment

Already own land? Use its value as equity to reduce or eliminate your out-of-pocket costs.

Low Down Payments

Qualified buyers may get started with as little as 3.5% down through government-backed loan programs

Multiple Loan Options

Choose from FHA, VA, USDA, and Conventional loans — we’ll help you find the best fit.

Credit-Friendly Financing

Even with less-than-perfect credit, you may still qualify with a score of 620+.

Is This Land/Home Loan Right for You?

You’re a Great Fit If You:

Quick Qualifiers:

Want to buy land and place a new manufactured home

Already own land and want to use its equity for financing

Prefer a one-time-close solution for land + home

Need a lower down payment option backed by equity or programs

Credit scores starting at 620+
Land equity may reduce or replace your down payment

Setup and improvements can be financed into the loan

How It Works

Apply Online

Fill out a short form with your details, loan goals, and whether you own land or plan to buy.

Get Qualified Fast

We’ll pre-qualify you and connect you with the best loan option for your needs — no guesswork.

Close Quickly & Move In

One quick application. One simple closing. Whether you're financing both land and home or placing a new home, we’ll make it easy.

⚡ Same-Day Pre-Approvals Available

One quick form. Fast answers. No pressure.

Why Choose Allied Mortgage?

With 20+ years of experience, Allied Mortgage has helped thousands of families finance with confidence. Whether you're buying, refinancing, or replacing a home, we’ll guide you every step of the way.

20+ Years of Industry Experience

5-Star Reviews From Happy Homeowners

Access to Top Wholesale & Retail Loan Options

Fast Pre-Approval & Same-Day Approvals

Specialists in Manufactured Home Financing

Real Stories From Real Clients

Frequently Asked Questions

Can I finance both the land and the manufactured home together?

Yes. This program lets you finance both the land and your new manufactured home with a single loan — one application, one closing, and one monthly payment.

What credit score do I need to qualify?

Most programs require a minimum credit score of 620, but we offer flexible options and can guide you even if your credit history isn’t perfect.

Can I use land equity as a down payment?

Yes, if you already own land, you can often use its equity toward your down payment. It’s a smart way to reduce your upfront costs.

How fast can I get approved?

We offer same day pre- approvals in many cases.

What loan types are available for manufactured homes?

We offer a range of loan options including FHA, VA, USDA, and conventional loans — all tailored to meet your land/home needs.

Get Pre-Qualified Today

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Get Matched. Get Approved. Get Home.

Whether you're placing a new home on your land or buying both together, our quick pre-qualification makes it simple.

No credit impact. No pressure. Just fast answers and expert guidance — with same-day pre-approvals available.

Visit Us

363 N Sam Houston Pkwy E Suite 1100, Houston, TX 77060

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